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How Much Do Insurance Agents Actually Spend on Leads?

Ask ten agents and you will get ten numbers, because it depends on the line, the source, and how aggressively they buy. But the ranges are well known, and once you annualize them, the total tends to surprise the person paying it. Here is a realistic look, and a comparison most agents never make.

Typical lead spend by type

Ballpark per-lead ranges, illustrative and varying by vendor and market:

Lead typeRough cost per leadNotes
Shared internet leadsLow single digits to ~$20Sold to several agents
Exclusive internet leads~$20 to $60+Only you, higher close
Live transfers / calls$30 to $100+Warm but pricey
Aged leadsCents to a few dollarsOld, low intent
It adds up fast

Even at modest volume, a steady lead-buying habit runs into hundreds or thousands a month, and you keep none of the contacts.

Now put a flat tool next to that. Capturing your own leads costs a fixed $50 the first month, then $95/mo, no matter how many you bring in, and every one stays yours. For many agents, that single flat number is less than a couple weeks of buying, and it builds a book instead of renting one.

Trade per-lead spend for a flat fee - $50 first month →